We understand the very real risks a business can face when an injury occurs at the workplace or during the course of a work-related activity.
Workers’ compensation insurance is often the most expensive casualty coverage for companies, businesses, and and other organizations with employees. It’s federally mandated and cannot be avoided. The cost of workers' compensation increases dramatically when you have claims. Experience modifications are assigned to businesses based on loss history. It’s critical to control claims and you can’t do it by yourself. We assist clients by managing claims in an invasive fashion.
Timing can mean everything with workers' compensation. Experience modifications are calculated six months following expiration dates. Claim reserve review and adjustment prior to calculation can dramatically lower your experience modification.
At RC Fischer, we understand the very real risks a business can face when an injury occurs at the workplace or during the course of a work-related activity. And we also understand the workers’ compensation coverage requirements that must be met in order to keep your business compliant with current laws and regulations.
We can select from a network of insurance carriers to help your business control workers compensation premiums.